In Colombia, cash-based payments are best represented by nationwide collection networks like Efecty and Baloto, alongside numerous regional collection and top-up agent networks. Acyvalores is classified in this collection-agent category, but since its collection point scale, regional distribution, and online payment integration status aren't sufficiently confirmed by public sources, a cautious approach is warranted.

Merchants considering a cash collection channel should first anchor their approach with Efecty and Baloto, which have verified coverage, and treat Acyvalores as a possible addition only after confirming its actual collection points and integration terms when a specific region needs reinforcement.

If it follows the same structure as typical collection-agent payments, a payment code would be issued when the online order is placed, and the order would be confirmed once the consumer pays in cash at a partner agent location and the deposit is verified. However, since verified public information on Acyvalores' actual integration method and confirmation time is limited, availability needs to be confirmed with Hecto Financial before considering adoption.

Whether Acyvalores is supported at all is itself something that needs confirmation. It's recommended to first confirm integration support status and collection coverage through a consultation with Hecto Financial, and then review the terms (settlement cycle, fees, currency options).

• Business registration country

  Confirm contract eligibility for businesses registered in Korea

• Sales channel

  The integration method and priority vary depending on your online sales channel mix — own site, open marketplace, mobile app, etc.

• Product category

  You must confirm the existence, point coverage, and online integration support of Acyvalores' collection network during the evaluation stage

• Local regulatory compliance

  Confirm compliance with Colombia's payment and foreign exchange regulations (under the jurisdiction of Banco de la República and the SFC) (see official sources below)

If support is confirmed, the settlement structure is the same as for other Colombian methods. Hecto Financial receives the collected funds in COP, converts them, and pays out in whichever currency — USD, KRW, or JPY — is set in the contract. As with other cash collection methods, there is no automatic refund path, so the refund process must be defined separately in the contract.

• Central Bank of Colombia (Banco de la República) and Financial Superintendency of Colombia (Superintendencia Financiera de Colombia)Official information on Colombia's payment systems and financial institution supervision. If this page's content differs from actual regulations, the official sources take precedence.